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April 13th, 2009 — Business Credit, Business Credit Builder, Credit Bureaus, Equifax, Experian, TransUnion
Want to know the #1 secret of Credit Bureaus?
Credit Bureaus Are in Business to Make Money.
Every one of the major credit reporting agencies or credit bureaus; TransUnion, Experian and Equifax, are independent businesses. They are, at their core, the largest list broker services in the nation; which means that they sell consumer information, and not just in the case of credit reports. They sell qualified lists. They’re the largest list brokers in the nation.
November 25th, 2008 — Credit Bureaus, Equifax, Experian, TransUnion, VantageScore
Credit scores have long been determined by a nearly universal formula known as the ® * model. This model, owned by Fair Isaac, is used by over 80% of the major banks in the US, and is the familiar 300-850 credit ranking that consumers are familiar with.
November 10th, 2008 — Business Credit, Credit Bureaus, Equifax, Experian, Personal Credit, Trade Credit, TransUnion
The main system in place for determining credit scores is called ® *, an acronym for Fair Isaac Credit Organization, which is the company that owns this formula.
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